How It Works
From onboarding to ongoing servicing, we've streamlined every step to make lease-to-own simple for you and your customers.
Partner Onboarding
We work with you to configure your white-label lease-to-own platform. Your branding, your product categories, your pricing terms — all customized to your business in as little as one week.
What's included:
- Dedicated onboarding specialist assigned
- Brand customization (logo, colors, domain)
- Product & pricing configuration
- Team training & documentation
- Integration support for your tech stack
Customer Application
Your customers apply directly on your branded portal or in-store. Our proprietary lease decisioning engine evaluates the application and delivers an instant decision — often in under 60 seconds.
What's included:
- Branded application experience
- Real-time lease decisioning
- High approval rates (85%+)
- Alternative data scoring
- Instant approval notification
You Fund the Lease
You fund approved leases directly — meaning you keep all the leasing profits that traditional finance companies would take. Your customers get what they need today with flexible payment terms, and you control your own portfolio.
What's included:
- You retain 100% of lease profits
- Customer selects payment schedule
- Flexible term lengths you define
- Full control of your lease portfolio
- Digital contract signing
We Service for a Small Fee
We manage the entire servicing lifecycle of every lease for a small percentage of each payment. Automated payments, customer support, collections, and compliance — all handled by our experienced team so you can focus on growing your business.
What's included:
- Automated payment processing
- Customer self-service portal
- Professional collections team
- Regulatory compliance management
- Real-time reporting & analytics